Serving Northern California Since 1962


Realtor Remodel Program with Prime Lending

California Renovation has partnered with Prime Lending to facilitate your home improvement project. This is a 30-year fixed loan program with market competitive interest rates.

Applications begin with a phone call to Rick Carrie at 530-231-3165 in Davis, California. This 5-step process takes about 30-45 days from application beginning to funding.

STEP 1: Borrower selects a property. Begins loan process by providing all credit documents to loan officer including paystubs, bank statements, etc.). If this involves an existing home modification, a home inspection must be scheduled. In addition, a contractor and/or structural engineer must provide contractor documents to the party doing the work.

STEP 2: Borrower collects bid from California Renovation, has completed contractor documents in hand, including W9, and copy of contractor’s license and proof of general liability coverage to loan officer. Loan officer submits to processing.

STEP 3: New appraisal ordered with bids to appraiser. File is submitted to underwriting for initial review/consult. Appraiser provides report with “As Completed” value appraisal and is sent to processing.

STEP 4: Contractor package and appraisal are reviewed for Escrow Holdback approval and contractor is registered. The appraisal and any outstanding conditions are submitted to Underwriting for “clear to close”. Loan funds and file sent to disbursement team. Welcome email sent to applicant.

STEP 5: Inspector will determine draw and amount of draw by job. Draw analyst processes the draw request and paperwork. Renovation is completed.

Core renovation services can include the following:

  • General Construction
  • Hardwood
  • Carpet
  • Laminate
  • Vinyl
  • Tile
  • Stone
  • Cabinets
  • Granite/Quartz
  • Countertops
  • Artificial Turf

Start the process with a call to Prime Lending at 530-231-3165.

Home    |    History    |    Showroon    |    The RCO Way    |    California Renovation Magazine - July 2017    |    Home Spaces
Commercial Spaces    |    Projects    |    Services    |    Blog    |    Contact    |    Sitemap


6000 Auburn Blvd.,
Citrus Heights, CA 95621
Showroom: 916.728.4000
(Formerly RCO Flooring Outlet)

Store Hours

M-F - 7am to 5:30pm
Sat - 10am to 3pm
Sun - Closed


1109 Smith Lane
Roseville CA 95661
Showroom: 916.782.1188
(Formerly Roseville Carpet One)

Store Hours

M-F - 9am to 6pm
Sat - 10am to 5pm
Sun - 12:30pm to 4:30pm


2525 Dominic Drive
Chico CA 95928
Showroom: 530.343.1661
(Formerly Chico Carpet One)

Store Hours

M-F - 10am to 6pm
Sat - 10am to 3pm
Sun - 11am to 3pm

     houzz icon

Copyright © RCO Home Improvement     |     Proudly Powered by Evergreens Web